No-Fault Accidents Q & A

What are no-fault accidents?

After a car accident, many states determine which driver was at fault (caused the accident) and require their auto insurance to cover the other driver’s medical expenses and lost wages. If you’re injured, you must file an insurance claim against the person who caused the accident (and you must prove they were at fault).

New York is a no-fault state, which affects who pays and has specific insurance requirements. In no-fault states, each driver carries personal injury protection insurance (PIP) that covers their own medical expenses, no matter who caused the accident.

However, the at-fault driver can still be liable for property damage. That’s why you also need to carry liability insurance to cover those costs.

It’s also important to remember that you should always notify your insurance provider right away, regardless of who was at fault or whether you need medical care.

How does radiology work with no-fault accidents?

If you were in a no-fault accident and your injury requires diagnostic imaging, it’s important to work with your All County Radiology radiologist because they have experience with no-fault insurance requirements. They know which imaging technique is the best for diagnosing your injury and providing the information insurance companies require.

Your All County Radiology provider also understands the importance of completing and submitting paperwork on time. More importantly, they have extensive experience completing no-fault accident reports, so they get it right and avoid delays in insurance decisions.

What radiology services might I need after a no-fault accident?

Every car accident, even a seemingly mild fender bender, has the potential to cause injuries. In most cases, these injuries require an MRI or X-ray to diagnose the problem and determine the severity of your injury.

The most common car accident injuries include:

  • Whiplash
  • Concussions
  • Headaches
  • Low back injuries
  • Knee injuries
  • Foot and leg fractures
  • Joint dislocation
  • Organ damage (crush injury)
  • Moderate to severe traumatic brain injuries (TBI)

All County Radiology has a powerful 3T MRI and SpinTech MRI software that work together to produce high-quality images of all these injuries, including concussions and TBIs.

Your All County Radiology provider specializes in traumatic brain imaging. They produce MRIs that show tiny but critical brain changes after a concussion and reveal ongoing problems after a moderate or severe TBI.

You should always seek help after any car accident, even if you don’t have symptoms. Call All County Radiology today or connect online to request diagnostic imaging after a no-fault accident.